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Mortgage Toolkit
Hawaii Mortgage Toolkit
Tools and tips for Hawaii agents and buyers
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Keri Shepherd · CMG Home Loans
Tools for Hawaii agents and buyers.
Free to use. Run the numbers before the offer, not after.
Condo financing
Hawaii Condo Approvals
Find out if a condo building will support Fannie Mae, Freddie Mac, FHA, VA, or USDA financing.
Check a condo →
Example · Buydown vs. price reduction
2-1 buydown
Price reduction
Break even
≈ 12 yrs 3 mo
Close
Yr 5
Yr 10
Yr 15
≈ $14,144
from the seller, spent two ways
Seller credit
Buydown Calculator
See how much seller credit a 2-1, 3-2-1, or any temporary buydown needs, year by year.
Open the calculator →